ATREVIAFORTIFY
Standalone · local device storage
REVISED FRAMEWORK PLATFORM
ATREVIA FORTIFY
Small Business Financial Resilience, Compliance, Internal Controls, and Capital-Readiness Framework
Assess → prioritize → improve → follow up, with practical recommendations and focused federal / jurisdiction checks

Purpose. Use this platform to assess the 64 FORTIFY components, identify the current maturity and priority of each area, understand inherent risk, select practical recommendations, complete a focused federal / jurisdiction check, and produce a concise management-facing report.

Evidence-basedRate what can be demonstrated through current records, walkthroughs, observations, and traceable evidence.
ProportionateScale ownership, evidence, controls, and validation to the business’s size, risk, complexity, and existing resources.
Applicability-ledDo not infer that every federal rule applies. Screen triggers, document A / N/A / U / W status, and add state/local/sector overlays.
START / CONTINUE

Create the assessment profile

Data is stored only in this browser on this device. Export a JSON backup from the Data tab before moving devices or clearing browser storage.

WHO CAN USE FORTIFY

Five controlled use pathways

The same FORTIFY criteria can be used by an owner, internal team, practitioner, independent reviewer, or partner program. The maturity scale itself does not change because of who completes the assessment.

1

Self-guided

Owner or management completes the assessment directly.

2

Internal team

Existing finance, accounting, bookkeeping, HR, operations, compliance, or IT resources perform and internally review the work.

3

Practitioner-assisted

An external practitioner assists with scoping, testing, recommendations, or implementation. Technical issues beyond competence are referred.

4

Independent validation

A separate reviewer may independently challenge selected or full areas when that level of review is useful.

5

Partner / cohort

Controlled partner or cohort delivery can scale the model while retaining version control, consistent criteria, and quality review.

FORTIFY CYCLE

Repeatable implementation sequence

Frame, Observe, Rate, Target, Implement, Follow up, and Year-round improve.

FFrameScope, business, jurisdictions, boundaries
OObserveWalkthroughs, records, exceptions
RRateMaturity, priority, inherent risk
TTargetRecommendations
IImplementImplement practical improvements
FFollow upCheck whether improvements work
YYear-round improveReview change and reassess
Federal / jurisdiction rule: the platform shows only practical requirements that can affect a business. Read when each requirement applies and what the business should have or do, then mark it Watch, Applicable, Not Applicable, or Uncertain. Uncertain items should be confirmed before relying on a compliance conclusion.
ASSESSMENT INSTRUCTIONS

How to use the assessment

Start with the business process, evidence, and applicability facts. Do not choose a favorable maturity level first and then search for support.

1

Frame the assessment

Confirm the organization, scope, industry, jurisdictions, and any immediate issues before rating components.

2

Understand the process

Ask how the process works today and inspect the records, systems, or reports that normally demonstrate it. Note material exceptions or dependencies.

3

Rate simply

Select Applicability, Current State (M0–M4), Priority (P0–P4), and Inherent Risk. Use the framework guidance shown in the component to support the judgment.

4

Select improvements

Select as many recommendations as are useful. M4 may be left without a recommendation. The action plan is generated automatically from the selections.

RATING GUIDANCE

Maturity and priority scales

Maturity describes capability. Priority describes urgency and sequencing. They are related, but they are not the same conclusion.

Maturity — M0 to M4

How established, evidenced, operating, and resilient is the current practice?

M0
Absent / Critical
Use when: the required practice is missing, contradicted, unsafe, intentionally bypassed, or subject to a critical unresolved condition.
M1
Informal
Use when: activity depends on memory or one person, is inconsistent, and lacks dependable evidence or review.
M2
Defined
Use when: ownership, procedure, or records exist, but operation is partial, recent, inconsistent, or not adequately validated.
M3
Operating
Use when: the practice has operated across the relevant period, is supported by evidence, reviewed, and subject to exception follow-up.
M4
Resilient / Scalable
Use when: the capability is monitored, tested, improved, transferable, and remains effective through change or disruption.

Priority — P0 to P4

How urgently should the issue be addressed and where should it sit in the sequence?

P0
Immediate
Use when: legality, trust funds/payroll, safety, material fraud, severe data compromise, or near-term solvency may require immediate containment, preservation, escalation, or referral.
P1
Foundation
Use when: a material weakness in records, access, payments, obligations, cash, or continuity undermines other areas.
P2
High
Use when: a significant recurring weakness or growth dependency requires action in the current cycle and post-implementation validation.
P3
Capability
Use when: documentation, training, monitoring, or process capability should improve after foundational items.
P4
Optimization
Use when: the opportunity is efficiency, automation, analytics, benchmarking, or scalable enhancement after stable foundations exist.
Evidence rule: owner or employee representation alone may identify a follow-up need, but it does not by itself support an Operating or Resilient conclusion. Record rationale and ER evidence. Open P0/P1 matters, uncertain authorities, specialist referrals, and evidence limitations remain visible even if an average score looks favorable.
BUSINESS PROFILE

Basic assessment information

Only the basic profile is needed for the assessment and executive report. The optional charter and trigger details below are available for businesses or practitioners that want a more formal file.

Assessment profile

Optional engagement / internal-use charter and trigger notes

Engagement / internal-use charter

Optional business trigger notes

You do not need to complete this table to use the Federal / Jurisdiction register. It is available only if you want to keep additional background facts in the assessment file.

Trigger areaFacts / business profileTrigger met?Evidence / ER IDsReview / referralNotes
Browser-based FORTIFY platform · data stored on this device · no server synchronization